Meet Frank Burks II
25 Years of Experience. One Clear Mission: Get You Home.
I’m Frank Burks II, a Certified Mortgage Advisor and the man many people know as Mr. Clear 2 Close.
For more than 25 years, I’ve helped homebuyers, homeowners, and real estate investors turn mortgage questions into clear plans, and clear plans into keys.
A mortgage is more than an application, a credit score, or a stack of documents. On the other side of every loan file is someone’s story.
A family looking for more room.
A renter wondering if homeownership is really possible.
A self-employed buyer tired of being misunderstood.
An investor building toward the next chapter of financial freedom.
That is why I chose this business, and it is why I’m still here 25 years later.
Why This Work Matters to Me
Over the years, I’ve watched lending guidelines change, markets rise and fall, and transactions get complicated in a hurry. But one thing has never changed:
People deserve honest answers and a mortgage professional willing to look at the full picture.
A complicated income, credit, or financing situation does not always mean the dream is over. Sometimes it means you need a better plan and someone willing to help you build it.
That’s where I come in.
Middle Tennessee Is Home
Based in Smyrna, I proudly serve homebuyers, homeowners, and investors throughout Middle Tennessee.
These are more than cities and ZIP codes on a service map. They are the communities where people are raising families, starting businesses, buying their first homes, and building their futures.
Whether you’re purchasing your first home, moving into something that better fits your life, building from the ground up, refinancing, or growing an investment portfolio, my job is to help you understand your options and make your next move with confidence.
What You Can Expect From Me
Straight Answers
I’ll explain your options in plain language and tell you the truth about your numbers.
A Strategy Built Around You
Your income, goals, property, and financial history are unique. Your mortgage plan should be too.
A Clear Path Forward
If you’re ready today, we’ll talk about the next step. If you’re not ready yet, we’ll talk about what may need to happen to get you there.
Communication That Doesn’t Disappear
You deserve to know what is happening, what comes next, and who to call when you have questions.
No guessing. No disappearing act. No treating you like another loan number.
Just experience, strategy, and a clear path forward.
Everybody Deserves a Key
That phrase is more than a slogan to me.
It does not mean every person qualifies for every mortgage today. It means every person deserves to be heard, treated with respect, and given a clear understanding of what may be possible.
Sometimes the answer is “Let’s get started.”
Sometimes the answer is “Here’s the plan.”
Either way, you deserve more than a quick yes or no. You deserve direction.
Where Are You in the Journey?
You don’t need to know which loan program you need. That’s my job.
Choose the path that sounds most like you, and I’ll help you understand what comes next.
I’m Buying My First Home
Learn what to expect, what you may need, and how to prepare for your first purchase.
EXPLORE THE FIRST-TIME BUYER PATH
I’m Ready to Move Up
Explore how to coordinate your current home, next purchase, available equity, and timing.
EXPLORE THE MOVE-UP BUYER PATH
I’m Self-Employed
Discover mortgage options designed to consider income beyond a traditional W-2.
EXPLORE THE SELF-EMPLOYED PATH
I’m Buying an Investment Property
Review financing paths for purchasing, refinancing, or expanding a real estate portfolio.
I Want to Build or Refinance
Explore construction, home-equity, and refinancing strategies based on your goals.
Which Door Are You Trying to Open?
Bring me your questions, your goals, and the real numbers. We’ll look at the full picture and build a plan around where you are today and where you want to go.
Because after 25 years in this business, I still believe:
Everybody Deserves a Key.
Frank Burks II
Certified Mortgage Advisor
Mr. Clear 2 Close