You don’t need to know which mortgage program you need. Choose the path that sounds most like you, and let’s take the next step from there.
Learn what to expect, what you may need, and how to prepare for your first purchase.
Explore My PathExplore how your current home, available equity, next purchase, and timing may work together.
Explore My PathExplore mortgage options that may consider income beyond a traditional W-2.
Explore My PathExplore financing paths for rental properties, DSCR loans, and portfolio growth.
Explore My PathExplore refinancing, cash-out, and home-equity options based on your goals.
Explore My OptionsHelping borrowers navigate home financing
In loans funded
Help you reach Clear to Close
A mortgage should fit more than the property. It should fit your income, your goals, and the life you’re building.
Based in Smyrna, The Burks Lending Group helps homebuyers, homeowners, and real estate investors throughout Middle Tennessee understand their financing options and make confident decisions.
From conventional, FHA, VA, and USDA financing to down-payment assistance and specialized lending options, the right path depends on your complete financial picture. My job is to explain the differences clearly and help you determine which direction makes sense for you.
Not every borrower receives a traditional paycheck. Self-employed buyers, 1099 earners, investors, and business owners may need a mortgage strategy that considers income differently. A situation that does not fit one lender’s box may still deserve a closer look.
After 25 years in the mortgage business, I know that getting to the closing table takes more than an application. It takes preparation, communication, and someone willing to help you understand what comes next.
Whether you’re buying in Smyrna, Nashville, Murfreesboro, or another Middle Tennessee community, you’ll receive personal guidance from the first conversation through Clear to Close.
Not sure which path fits your situation? Let’s talk it through.
Use our mortgage calculators to explore estimated payments and compare different financing scenarios. When you’re ready for numbers based on your actual situation, let’s talk.
Explore Mortgage CalculatorsYou don’t need to know which mortgage program you need. Bring me your questions, your goals, and the real numbers. We’ll build the path forward together.